Secco
Start a project
Acquired · built by Secco

Savings groups, run properly.

Secco Vicoba put the running of a savings group on a phone: contributions, loans, repayments and the share-out, all tracked in one ledger every member can see. It replaced the exercise book without asking anyone to change how their group works.

Operations paused since 30 August 2026 for a complete rebrand

Join the reopening list Read the announcement
GroupsChama and VICOBA
PausedSince 30 August 2026
AcquiredNow partner-managed
Announcement

Secco Vicoba has a new home

We are pleased to announce that the Secco Vicoba savings and community group software has been acquired by one of our close partners.

This is good news for the product and, more importantly, for the groups that depend on it. It moves into the hands of a team with the reach and the focus to take it further than we could alone.

We are not walking away. Secco continues to support the development and improvement of the platform, and we retain a substantial presence in the project's engineering and direction. The people who built it are still building it.

Service is paused during the rebrand

As of 30 August 2026, day-to-day operations on Secco Vicoba are paused while the product goes through a complete rebrand under its new owners. New sign-ups and new group onboarding are closed for now.

Group records are retained and safe. Nothing has been deleted, and no group loses its history, its members or its share balances because of the pause.

We will resume operations once the rebrand is complete. Join the list below and we will contact you directly the moment onboarding reopens.

Join the reopening list

We are proud of what this product became and grateful to every group, treasurer and chairperson who trusted it with their savings. Thank you for building it with us. It is in good hands.

— The team at Secco, Dar es Salaam

Engineering We continue to build features and maintain the platform alongside the new owners.
Product direction We keep a substantial presence in the roadmap and the decisions behind it.
Continuity Group records are retained through the pause and come back with the rebrand.
The product

The exercise book, replaced

A savings group already knows how it works. The software should not argue with that — it should just make the arithmetic honest, the record shared, and the end of the cycle something nobody dreads.

  • Every member sees the same ledger, not one person's notebook
  • Contributions, loans and repayments reconcile as they happen
  • Share-out is calculated, checkable and printable

Group ledger

Members, shares and contributions in one place, visible to everyone in the group rather than locked in one person's notebook.

Loans & repayments

Loan requests, approvals, interest and repayment schedules tracked against each member, with the balance always current.

Meeting cycles

Contribution rounds and meeting attendance recorded as they happen, so the cycle reconciles without an argument at the end.

Share-out

End-of-cycle distribution calculated from actual shares and earnings, with a statement each member can check.

Built for the phones people have

Android-first, light on data, and usable on a mid-range handset with an unreliable connection.

Money you can audit

Every entry attributable and reversible, because a savings group runs on trust and trust needs a paper trail.

Reopening list

Be first when onboarding reopens

Whether you are bringing a group across from M-Koba or starting fresh, put your group on the list and we will contact you directly the moment the rebrand is done.

Bring your records with you

Members, share balances, loans and repayment history carried over rather than started from zero on a new system.

We do the reconciling

Exports, statements or the group ledger book - we work from what you actually have and reconcile it before anything goes live.

Onboarding with a person

A walkthrough with your treasurer and chairperson, not a help page and good luck.

Put your group on the list

Nothing to set up yet. You will get a confirmation with your place on the list, then one email when onboarding reopens.

M-Koba, a ledger book, a spreadsheet.
Optional.

We use your details only to contact you about your group. No list, no resale.

Need something built for your own operation?

Secco Vicoba started as a problem someone described to us. Most of our work does.

Talk to us